SBI Prime Credit Card: Features, Benefits, Fees & Charges
Discover the SBI Prime Credit Card’s numerous benefits and features. Discover how to apply for, utilize, and maximize this premium credit card.
The SBI Prime Credit Card is a premium credit card given by the State Bank of India (SBI) to meet the demands of customers with high incomes. This credit card offers a plethora of rewards and features that appeal to its users’ lifestyle needs. The SBI Prime Credit Card is designed to provide its users with a seamless and simple experience, from dining to travel to shopping to entertainment.
In this detailed guide, we will look at the SBI Prime Credit Card, its features and perks, as well as how to apply for and use it. This guide has you covered if you are a frequent traveler, a shopping addict, or simply someone searching for a handy way to manage your cash.
The SBI Prime Credit Card has the following features and benefits:
The SBI Prime Credit Card includes a plethora of features and incentives that appeal to its users’ lifestyle needs. The following are some of the most significant features and benefits:
Take advantage of the opportunity to earn up to 10,000 Reward Points.
- Priority Pass membership allows access to airport lounges.
- 4 points for every Rs. 100 spent.
- free movie tickets.
- Waiver of fuel surcharges.
- 24-hour customer service.
- Services for Concierge.
- Insurance for travel and medical expenses.
Let’s look at each of these features and benefits in more detail:
Welcome Bonus of up to 10,000 Reward Points: The SBI Prime Credit Card welcomes new users with a bonus of up to 10,000 reward points. These reward points can be used for a variety of items and services, including travel, shopping, dining, and other activities.
- Priority Pass Membership: The complimentary Priority Pass membership is one of the SBI Prime Credit Card’s notable benefits. This subscription gives users access to over 1,300 airport lounges across the world. This function can help you make the most of your time at the airport, whether you are traveling for business or pleasure.
- 4 Reward Points for Rs. 100 Spent: The SBI Prime Credit Card rewards customers with 4 reward points for every Rs. 100 spent. These reward points can be used for a variety of items and services, including travel, shopping, dining, and other activities.
- Free Movie Tickets: The SBI Prime Credit Card provides its customers with two free movie tickets each month. This offer is valid at a broad variety of theatres and can help you save money on your moviegoing experiences.
- Fuel Surcharge Waiver: The SBI Prime Credit Card waives up to Rs. 100 in monthly fuel surcharges. This perk can help you save money on gas and make your trips more affordable.
- 24/7 Customer Support: The SBI Prime Credit Card provides its consumers with 24-hour customer service. This feature ensures that you may get assistance and support anytime you need it, day or night.
- Concierge Services: The SBI Prime Credit Card also provides concierge services to its users. This feature offers a variety of services, such as vacation bookings and restaurant reservations.
- Travel and Medical Insurance: The SBI Prime Credit Card includes travel and medical insurance for its members. This function can provide you peace of mind and help you protect yourself from unforeseen catastrophes when traveling.
Apply for SBI Prime Credit Card:
Applying for the SBI Prime Credit Card is a simple and straightforward process. You can apply online or at your nearest SBI branch. To apply online, you need to follow these steps:
Visit the SBI website
- Click on the “Credit Cards” section.
- Select the SBI Prime Credit Card.
- Fill in the online application form.
- Submit the form along with the required documents.
The required documents include proof of identity, proof of address, and proof of income. The bank will verify your documents and your credit score before approving your application.
How to Use the SBI Prime Credit Card:
Using the SBI Prime Credit Card is simple and convenient. You can use it to make purchases both online and offline and to withdraw cash at ATMs. You can also make balance transfers, pay your bills, and track your spending using the bank’s online portal.
To ensure that you make the most of your SBI Prime Credit Card, it is important to understand the charges and fees associated with it. These include annual fees, interest charges, and late payment fees. It is also important to keep track of your spending and to make your payments on time to avoid incurring additional charges.
Frequently Asked Questions:
1. What is the annual fee for the SBI Prime Credit Card?
The annual fee for the SBI Prime Credit Card is Rs. 4,999. However, this fee is waived for the first year.
2. How can I redeem my reward points?
You can redeem your reward points by logging into the bank’s online portal. From there, you can select the items or services you want to redeem your points for.
3. What is the interest rate for the SBI Prime Credit Card?
The interest rate for the SBI Prime Credit Card is 3.35% per month.
4. Is there a cash advance limit for the SBI Prime Credit Card?
Yes, there is a cash advance limit for the SBI Prime Credit Card. The limit will vary based on your credit limit and the bank’s policies.
The SBI Prime Credit Card is a premium credit card that offers its users a host of benefits and features. From dining to travel, shopping to entertainment, this credit card is designed to cater to the lifestyle needs of its users. Whether you are a frequent traveler, a shopping enthusiast, or just someone looking for a convenient way to manage your finances, the SBI Prime Credit Card is a great choice. With its many benefits and features, this credit card is designed to help you get the most out of your spending.