A premium credit card provided by IDFC First Bank is the Millennia Credit Card. This card offers a range of rewards and benefits, including a welcome bonus of 1,000 reward points upon activation, earning 5X rewards on all online purchases, earning 2X rewards on purchases at grocery stores, department stores, and utility bill payments, waiving 1% of fuel surcharges, complimentary access to certain airport lounges, complimentary access to certain golf courses, discounts on dining and travel reservations, 24-hour concierge services, and 2% cash back on all purchases over $200. Additionally, IDFC First Bank offers this card with an Rs. 999 renewal cost after the first year is free of an annual fee. To acquire the most up-to-date and correct information on the card, it is advised to contact IDFC First Bank or visit their website.
IDFC First Millennia Credit Card – Offers
Bank IDFC First IDFC First Bank offers the Millennia Credit Card, a premium credit card. Its benefits and qualities include, among others:
- Welcome bonus of 1000 Reward points upon activation of the card.
- Earn 5X points for all online purchases.
- Earn 2X points on all purchases made at grocery stores, department stores, and while paying utility bills.
- Waiver of 1% fuel fee
- Free entrance to several airport lounges
- Free entrance to certain golf courses
- discounts on reservations for eating and travel
- 24-hour concierge assistance
- The first year is free, but there is a renewal fee of Rs. 999.
- 2% cashback is given on all purchases over Rs. 2,500.
It’s important to note that the IDFC First Bank Millennia Credit Card offers and advantages are subject to change. For the most up-to-date and correct information on the offers, benefits, fees, and cashback, it is advised to contact IDFC First Bank or visit their website.
IDFC First Millennia Credit Card – Benefits
The IDFC First Bank Millennia Credit Card provides cardholders with a number of advantages, such as:
- Rewards: Cardholders can earn rewards on their regular purchases, including those made online, at supermarkets and department stores, as well as when they pay their utility bills.
- Cashback: Cardholders who spend more than Rs. 2,500 can receive 2% cashback on all of their purchases.
- Fuel Surcharge Waiver: When using their card to buy fuel, cardholders are exempt from paying the 1% fuel surcharge.
- Admission to Certain Airport Lounges: Cardholders have complimentary access to a number of airport lounges.
- Golf Course Admission: Cardholders have complimentary access to a number of golf courses.
- Discounts are available to cardholders on reservations for eating and travel.
- Concierge services are offered to cardholders around the clock and help with eating, travel, and other needs.
- No Annual Cost: The card has a renewal for Rs. 999 but no annual fee for the first year.
- Upon card activation, cardholders will receive a welcome bonus of 1000 Reward points.
It’s important to note that the IDFC First Bank Millennia Credit Card features are subject to change. For the most up-to-date and accurate information, check with IDFC First Bank or visit their website.
IDFC First Millennia Credit Card – Charges
The IDFC First Bank Millennia Credit Card may be subject to certain fees and charges, including:
- Annual Cost: The card has an Rs. 999 renewal fee after the first year with no annual fee.
- Interest Fee: IDFC First Bank has the right to assess interest fees on any unpaid balance on the card.
- Cash Advance Fee: If you use your card to get a cash advance, IDFC First Bank can charge you a fee.
- IDFC First Bank reserves the right to levy a fee for transactions done in foreign currencies.
- If the cardholder fails to make the minimum payment due on time, IDFC First Bank may impose a late payment fee.
- Fee for exceeding credit limit: If a cardholder goes above their credit limit, IDFC First Bank may impose a fee.
It’s important to note that IDFC First Bank Millennia Credit Card fees are subject to change, so it’s best to contact the bank directly or check their website for the most up-to-date and accurate information.
IDFC First Millennia Credit Card – Cashback
On some transactions made with the IDFC First Bank Millennia Credit Card, cashback is available. Particularly, cardholders can get 2% cash back on all purchases over Rs. 2,500. Regularly, typically monthly or quarterly, the cardholder’s account will get this reward credit.
It’s crucial to keep in mind that the terms and conditions of the cashback offer may differ and alter. To acquire the most up-to-date and correct information about the cashback offer, including the eligible purchases, the frequency of cashback, and any restrictions or limits that may apply, it is advised to contact IDFC First Bank or visit their website.
| Feature | Benefit |
| Welcome Bonus | 1000 Reward points on activation |
| 5X Rewards | Earn 5X rewards on all online spends |
| 2X Rewards | Earn 2X rewards on all spends at supermarkets, departmental stores and on utility bill payments |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver |
| Airport Lounge Access | Complimentary access to select airport lounges |
| Golf Course Access | Complimentary access to select golf courses |
| Discounts | Discounts on dining and travel bookings |
| Concierge Services | 24x7 concierge services |
| Cashback | 2% cashback on all spends above Rs. 2,500 |
| Annual Fee | No annual fee for the first year, Renewal fee of Rs. 999 |